AICO FINANCIAL

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Motorcycle Insurance

The most significant aspect is that once you’ve secured insurance, you can have confidence in your choice.

Your safety remains our top priority.

At some point in our lives we have all ridden a motorcycle and know how much fun it can be to ride. Few experiences can compare to the thrill of riding on the open road. However, their design makes them less resistant to crashes than the vehicles they are built for, and not only that, but their riders are less visible and stable. Therefore, they are more prone to accidents and related injuries and deaths.

What are the consequences of a motorcycle accident?

In the event of a motorcycle accident, the aftermath can be more severe and distressing in comparison to a car accident, given the absence of a protective steel cage or chassis for riders.

While motorcycle insurance isn’t obligatory in every state, it holds significant importance due to its ability to provide essential coverage. In case of a motorcycle accident, the policy empowers the insurer to handle repair costs and potential medical expenses. This policy, renewed annually, offers comprehensive coverage for riders, motorcycles, and potential damages to third parties arising from accidents.

What is the function of motorcycle insurance?

Its primary purpose is to address damages incurred by other drivers, pedestrians, urban fixtures, and other vehicles involved. Motorcycle insurance shouldn’t be seen merely as an expense, but rather as a long-term investment that ensures the physical safety of both the rider and third parties in the face of unforeseen circumstances.

What coverages can motorcycle insurance provide?

It can provide:

  • Civil liability
  • Medical payments
  • Collision
  • Comprehensive
  • Uninsured/underinsured motorists
  • OEM Support
  • Roadside Assistance

 

Third-party coverage holds paramount significance within any product encompassing these features.

What does the difference in premium depend on?

The difference in premium depends on:

  • Reference
  • Motorcycle mileage
  • Motorcycle value
  • Client’s profile
  • City of circulation

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Contact us today to learn how our tailored financial and insurance services can protect what matters most to you.

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