Last Updated: August 21, 2024

Welcome to AICO Financial’s website. By accessing or using our site at aicofinancial.com, you agree to be bound by the following terms and conditions:

1. Acceptance of Terms
   By using our website, you agree to comply with these Terms of Use and any applicable laws and regulations. If you do not agree, please refrain from using the site.

2. Modification of Terms
   AICO Financial reserves the right to modify these terms at any time. Any changes will be effective immediately upon posting on our website. Your continued use of the site signifies your acceptance of the updated terms.

3. Use of the Site
   You may use the site for lawful purposes only. You agree not to engage in any activity that could harm the site, interfere with other users, or violate any applicable laws.

4. Intellectual Property
   All content, including text, images, and logos, is the property of AICO Financial or its licensors and is protected by intellectual property laws. Unauthorized use is prohibited.

5. Disclaimer
   The information on this site is provided “as is” without any warranties of any kind. AICO Financial does not guarantee the accuracy or completeness of the content.

6. Limitation of Liability
   AICO Financial shall not be liable for any damages arising from your use of the site, including direct, indirect, incidental, or consequential damages.

7. Governing Law
   These Terms of Use are governed by the laws of Puerto Rico, and any disputes will be resolved in the courts of Mayagüez, PR.